Innovate UK – Net Zero project – Phase 1
How do we enable the mortgage industry to drive net zero retrofitting? Residential property accounts for 20% of global carbon emissions and 70% of the homes in 2050 already exist today; retrofitting is therefore critical to meet the UK’s legally binding target of net zero by 2050. Mortgage lenders have 6.2m owner-occupier, private rented and
91% saved on electricity bills – real life performance of a solar panel and battery system
It’s been nearly four months since I got a 5.67kWp solar PV system with a 5kWh PureDrive battery (pictured). Following on from my previous blog on some things to consider when getting solar panels and a battery, I thought I’d do an update on how they have performed over the August to October period. Overall,
5 ways to save energy this winter
5 ways to save energy this winter As the days begin to shorten and the temperatures drop, we are all starting to experience the effects of winter quickly approaching. As inflation hits its highest level in the last 40 years to cost of living is worsening. Energy bills are a significant outgoing or many, so it’s
The ins and outs of remortgaging
Ins and outs of remortgaging What is a remortgage? A remortgage is when you move your existing mortgage to a different mortgage product. This could be with your existing lender (called a ‘product transfer’) or from one lender to another. Your new mortgage will then replace the previous one. Product transfers could be similar to
Eight steps to follow when buying a home
Eight steps to follow when buying a home Buying a property is an exciting stage in life, but also one of the top 5 most stressful life events. Here at Propflo we want to make homeownership simpler and more transparent. The following are some steps to help guide you through the process of buying a
Four steps to selling your home
Four steps to selling your home Selling a property can be very daunting, especially when getting started. Which is why here at Propflo we have laid out 4 steps to get you started in selling your property. There are many alternative routes when selling a property depending on the amount of time/money that you have
Four simple things to consider when buying solar panels and home batteries
Many people are interested in getting solar panels (and home batteries) at the moment. Having just moved into a new home in January, and rising bills on the horizon, we decided to get a 5.67 kWp system with a 5 kWh battery in April which were in installed mid-July. It cost around £10k but now
7% interest rates: Is now the time to re-mortgage?
Some economists are warning of interest rates of between 6-7% may be needed to beat soaring inflation. This ultimately gets passed on to mortgage rates and could potentially add £1,000s to repayments. If you are thinking of re-mortgaging to lock in lower rates, here are some things to consider. Get a re-mortgage quote here https://propflo.co.uk/wp-content/uploads/2022/08/Kelly-S-interview-part-2-with-intro-v2.mp4 Our CEO
Data is the key to Artificial Intelligence
Our CEO Luke Loveridge talked with our expert AI advisor Mike Tipping to gain greater insight into the current state of the art in AI.
How to sell your home like a pro
Our CEO Luke Loveridge spoke with Harrison Jones, a serial property developer with over 15 property projects ranging from £150k to £1.1m, to understand the challenges he has faced when buying and selling properties. After appearing on the apprentice in 2017, Harrison has gone on to set up Equals Health, a healthy and organic alternative
10 top tips to stay cool today!
As the whole of the UK is experiencing a heatwave these next few days, with some places having severe weather warnings, it is vital to stay safe and prioritise your health. Here are some of our top tips to stay safe during the hot weather! 1. Stay hydrated – Drinking water throughout the day to
‘…Propflo really stood out’ – 90 second interview with Ying Tan
In the second part of our interview with lead investor, Ying explains why he choose to invest in Propflo.
‘Good start-ups…really thrive in a downturn’ – 90 second interview with Ying Tan
Our CEO Luke Loveridge talked with our expert lead investor Ying Tan to discuss the current economic climate and how this will effect start-ups.
What is AI? – 90 second interview with Professor Mike Tipping
Our CEO Luke Loveridge talked with our expert AI advisor Mike Tipping to understand what is exactly meant by AI and Machine Learning.
Just moved? Time to think about your pension– 90 second interview with Rob John
Our CEO Luke Loveridge talked with Rob John to get his view on financial planning once you’ve bought a new home including pension planning and what things to consider when investing in a buy-to-let property. Rob works for the Mortgage Advice Bureau as a Financial Advisor with 10 years of experience in the wealth management
‘Connectivity is fundamental to how we live, work and educate’ – 90 second interview with Jessica Ellis
Our CEO Luke Loveridge talked with Jessica Ellis to get her take on why connectivity is becoming vital to the economy and future homes. Jessica works for the UK Government (DCMS) as Head of Programme Development for the 5G Testbed and Trials Programme. She has a huge amount of knowledge about connectivity and is in
‘What re-mortgage options are there given the interest rate rise?’ – 90 second interview Kelly Sjöberg
Our CEO Luke Loveridge talked with Kelly Sjöberg to get her view on whether 2022 is a good time to re-mortgage. Part 2 focuses on what options there are for people, especially those who may be stuck on rates and those wanting to have longer term certainty. Kelly has been a mortgage and protection adviser
‘2022 is a really good time to re-mortgage’ – 90 second interview Kelly Sjöberg
Our CEO Luke Loveridge talked with Kelly Sjöberg to get her view on whether 2022 is a good time to re-mortgage. Kelly has been a mortgage and protection adviser for 14 years and currently works as a business development manager at Smart Advice Financial Solutions who are a network partner of the Mortgage Advice Bureau. She looks after
‘Estate agents are becoming their own proptech companies’ – 90 second interview Simon Whale
Our CEO Luke Loveridge talked with Simon Whale this week to get his views on the changing technology landscape for estate agents. Simon is Founder aka Chief Kerfuffler at Kerfuffle which helps estate agents find the best suppliers at the best prices enabling them to grow their estate agency business. Think Which?, Trip Advisor, Compare
£4.75m home in Bath ‘an absolutely incredible building’ – 90 second interview Matt Slade
This week Luke had the pleasure of talking to Matt Slade about the renovation of one of the most expensive homes sold in the South West in 2021; the £4.75m Grade 1 listed building – 26 The Circus, Bath. Matt is the Group Managing Director of Vertex Investment Group that makes strategic, long-term investments in
Our strategy is to develop ‘a further 1,250 new homes over the next 5 years’ – 90 second interview Sam Tullock
The next episode in our sustainability in real estate series sees Luke interviewing Sam Tullock from believe housing. Sam is the Strategic Asset Business Lead looking after the environmental, asset management and compliance functions. believe housing owns nearly 20,000 homes in the County Durham area and is currently building another 1,250 new homes in the next
‘We’re seeing increasing rates of coastal erosion on many parts of the coastline’ – 90 second interview with Dr Tim Farewell | Part 2
Last week Luke talked to environmental risk expert Dr Tim